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If you've got particular skills at cuddling cats, you could use them to find a paid position. Keri Lumm (@thekerilumm) includes more.

Buzz60Question: This season I want to have the ability to save money, but now it is difficult and I find myself living paycheck-to-paycheck. I'm making my monthly payments on time, but I cant seem to save even enjoy the money I do make. Do you have any suggestions to help increase my incomeAnswer: According to a CNN.com article from November 2017, in the United States unemployment inched down to 4.1 percent, the lowest since December 2000.

They grew only 2.4 percent in October compared with a year earlier.Although many are employed, the salaries they earn arent sufficient to keep up with inflation and the rising cost of living. Many would say: Get a better paying job. But sometimes it isnt that simple. You might actually enjoy the job you have, the people you work with, or perhaps even your work program.

The tried-and-true method of making more money is taking on a second job. You can start looking for another job or work from home. Part-time projects add up.Many individuals are getting creative and selling their abilities. A talent that seems ordinary for you are extraordinary to someone else. Can you speak a second language Perhaps you can be a tutor or help companies as a translator.

Are you a good cook With todays hectic schedules people are looking for alternatives to fast food; a personal cook might be a niche that needs filling.Just think, if you cut grass for 5 of your neighbors for $50 twice per month you'll earn $500 a month. That is $6,000 a year!Renting.

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In this economy, many single men and women are looking for other people to help facilitate the cost of rent and utilities. With the rise in rentals, a roommate could lighten some of that financial stress.You can also rent your room out to visitors. Airbnb has made a couple of headlines on Guam lately.

If you are interested in turning your home into a rental, make sure to follow the correct procedures and visit the Department of Revenue and Taxation, or you could run into some pricey penalties.Skill and worth. Ask your supervisor how you can be more valuable to your company or organization and what you would need to do to earn a higher commission.

It may involve gaining additional skills, a degree or certification. The most important asset to a company is human capital. It requires a lot of money to train and engage people. If you can stand out and show incentive to want to make a difference for the company, it might just pay off in the long run.Michael Camacho is president and chief executive officer of Personal Finance Center.

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If there is a topic youd like Michael to cover, please email him [email protected] and read previous columns in the Money Matters website at www.moneymattersguam.wordpress.com.READ MORE:Read or Share this story:.

Do you reside in Guam Would you like to receive payments to take online surveys The online survey corporations listed here are taking on new and fresh survey takers out of Guam. If you buy products in a shop, or eat , or maybe vote, or maybe check-out movie films (you name it), polls establishments would like your feed-back.

The companies listed here are the ones we've found by far the most dependable and dependable. These corporations make the payment immediately, provide a great deal of polls online, and extend a number of reward forms and bonuses (We enjoy the Amex gift cards best). Guam is an essential state for marketplace research, so there's a fantastic number of online research institutions that you may signup with. .

Doing paid surveys online is not hard. Perhaps it does not pay a lot at the onset ($2 to $5 for each survey generally ), nevertheless once you accomplish many polls with higher quality, you start receiving the more substantial paying online surveys and also the more rewarding phone polls and focus groups.

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Internet Entrepreneur, Lifestyle Engineer and Guam resident, Carlo Leon Guerrero has important information for people working from home so they can make more money.

Tamuning, Guam,, United States - September 25, 2013 / / MarketersMedia/ / Carlo Leon Guerrero, Internet Entrepreneur and Lifestyle Engineer knows all about what is like to work from home and the way to earn money online. He wants to internet discuss this information with other entrepreneurs so they also can learn how to succeed with their online marketing endeavors.